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Independent Insurance Agents

The James F. Sutton Agency has been associated with trustworthy insurance solutions for 62 years. In 1982, James D. Sutton joined his father’s independent insurance agency. Prior to this, Jim had received his BBA degree from Hofstra University and worked in the insurance industry for five years. At that point, the organization had already been serving the insurance needs of families and businesses in Nassau County and Suffolk County since 1963.

In the decades we have been serving our valued customers, we have built long-term relationships with many esteemed regional and national insurance companies that provide top-notch risk protection and deliver personal service with integrity. As independent agents, we are not limited by the products and services of just one insurance company, which means more selection and better insurance rates for you.

Trusted Insurance Guidance, Backed by Decades of Experience

For over 60 years, the James F. Sutton Agency has been a respected name in the insurance industry—known for delivering thoughtful, dependable coverage tailored to the needs of individuals, families, and businesses alike.

As independent agents, we offer access to a broad network of highly rated regional and national carriers. This allows us to deliver tailored solutions, competitive rates, and the kind of flexibility that captive agencies simply can’t provide. Our longstanding partnerships with these insurers are built on shared values—responsiveness, integrity, and a commitment to protecting what matters most.

Whether you’re seeking personal coverage or comprehensive business protection, our team is here to guide you with clarity, experience, and a level of service that has defined our agency for generations.

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Homeowners and Renters Solutions

We offer a range of personal insurance solutions, including renters and homeowners insurance. Since we serve all of Long Island, we have a lot of experience with second homes and seasonal properties on Fire Island and the Hamptons. We can help homeowners and renters determine whether they may also need to insure valuable possessions such as jewelry, collectibles, and electronic equipment.

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Protection for Boats and Recreational Vehicles

An avid boater, Jim Sutton has a keen interest in helping fellow boaters on the South Shore protect themselves and their vessels with proper insurance. Bundling your motorized toys – Jet Skis, motorcycles, ATVs, and snowmobiles – with home and auto insurance can reduce your insurance costs while providing peace of mind.

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Long Island Business Insurance

Because our clients are our neighbors, we recognize their unique business insurance needs and can help them find cost-effective solutions. Business owners from Massapequa to Montauk trust our agency with their business insurance needs, including property, liability, and so much more:

  • Contractors may need builders risk and inland marine protection.
  • Condo associations seek our input on their potential need for umbrella liability and fidelity bonds.
  • Local businesses also look to us for group plans and employee benefits.

Since we all live and work here, the entire team at the James F. Sutton Agency is focused on helping our Long Island communities succeed. The agency routinely sponsors local school and sports activities, and various professionals in the office serve on community boards and councils, such as the Islip Arts Council and the Chamber of Commerce.

The James F. Sutton Agency History

At the James F. Sutton Agency, we are proud of our accomplishments over the past 62 years and hope to continue for many more. We are a family-owned agency begun by James F. (Jim) Sutton in 1963. Jim was a World War II veteran who took advantage of the GI Bill and obtained an accounting degree from St. John’s University. Deciding in 1962 to obtain his insurance license to spend less time traveling as an auditor for a large company, he found he achieved enough success to open his own agency in 1963.

Jim worked hard for many years in the East Islip area. He built a successful independent insurance agency from scratch based on his work ethic, education, and business background. “Sutton Sells Service” was his credo, and he personified a “can do” attitude in solving problems. Jim was an active leader in many local civic, community, and church groups for years. Additionally, he was an ardent supporter of local school groups and charities and was well-known in the community. He passed away in 1998.

The New Generation

The current generation joined the agency in 1982 after working for the insurance industry in New York City and Boston for five years. James D. (Jim) Sutton received his BBA degree from Hofstra University.

Jim is recognized as a Chartered Property and Casualty Underwriter (CPCU) from the American Institute of Chartered Property and Casualty Underwriters and as a Certified Insurance Counselor (CIC) from the Society of Certified Insurance Counselors. He is also recognized as an Accredited Advisor in Insurance (AAI) from the Insurance Institute of America. However, in many respects, Jim Jr. learned the most about business from his father.

Like his father before him, Jim and the staff of the James F. Sutton Agency continue to be active supporters of many local civic, fraternal, and community-minded organizations. All of us appreciate these opportunities to serve our communities.

Our Future

Today, the James F. Sutton Agency continues to service the insurance needs of Long Island businesses and families. The third generation of our family has joined the agency, and we are excited about expanding our business opportunities. Our staff of friendly and dedicated insurance professionals, along with our representative companies, pledges our unwavering commitment to meeting the insurance needs of our clients.

Our promise to you is to offer the best combination of quality coverage, competitive pricing, and superior service. It has proven to be a successful formula started by our founder 62 years ago, and it continues to be true today. We look forward to continue servicing the insurance needs of Long Islanders for many years to come.

A Legacy of Service, Three Generations Strong

The James F. Sutton Agency proudly continues its tradition of serving families and businesses with integrity, expertise, and distinction.

Founded in 1963 by World War II veteran and St. John’s University graduate James F. Sutton, our agency was established on enduring principles: integrity, professionalism, and unwavering service. Leveraging a background in accounting and a desire to serve his community more directly, Jim built the agency from the ground up with a singular vision—“Sutton Sells Service.” That mindset became the foundation of a legacy that continues to this day.

Jim Sutton was more than a businessman—he was a trusted advisor and civic leader, deeply engaged in local charities, school groups, and community organizations. His reputation for doing the right thing, with both precision and heart, left an indelible mark on East Islip and beyond.

In 1982, his son, James D. Sutton, joined the agency after gaining valuable experience in the insurance industry in New York and Boston. A Hofstra University graduate, Jim holds elite designations including CPCU, CIC, and AAI, bringing both technical expertise and a personal dedication to continuing the Sutton legacy. Under his leadership, the agency has grown in scope while staying true to its founding values.

Today, with the third generation now part of the team, the James F. Sutton Insurance Agency continues to serve families and businesses with distinction. As we expand into the future, our focus remains clear: to deliver exceptional coverage, strategic guidance, and a level of service worthy of the name we proudly carry.

The James F. Sutton Agency proudly continues its tradition of serving families and businesses with integrity, expertise, and distinction.

Founded in 1963 by World War II veteran and St. John’s University graduate James F. Sutton, our agency was established on enduring principles: integrity, professionalism, and unwavering service. Leveraging a background in accounting and a desire to serve his community more directly, Jim built the agency from the ground up with a singular vision—“Sutton Sells Service.” That mindset became the foundation of a legacy that continues to this day.  

Jim Sutton was more than a businessman—he was a trusted advisor and civic leader, deeply engaged in local charities, school groups, and community organizations. His reputation for doing the right thing, with both precision and heart, left an indelible mark on East Islip and beyond. James F. Sutton passed away in 1998.

In 1982, his son, James D. Sutton (Jim, Jr.), joined the agency after working nearly 5 years in the Insurance industry gaining valuable experience in both New York City and Boston. A Hofstra University graduate (BBA), Jim holds elite Insurance designations including CPCU, CIC, and AAI, bringing both technical expertise and a personal dedication to continuing the Sutton legacy.  

Jim, Jr. also served as President of Suffolk County Independent Insurance Agents & Brokers Association and later served as Chairman of New York State’s Big I – Independent Insurance Agents Association.  Under his leadership, the agency has grown in size and scope while staying true to its founding values.  His nearly 50-year career within the Insurance industry has given him the honor and privilege of serving many clients by offering Insurance protection for what is most important to them.  

Today, with the third generation now part of the team, the James F. Sutton Insurance Agency continues to serve families and businesses with distinction. As we expand into the future, our focus remains clear: to deliver exceptional coverage, strategic guidance, and a level of service worthy of the name we proudly carry. — James R. Sutton, President

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Contact Your Neighbor for Insurance

Our agency serves many Long Island communities. You may choose to contact an independent agent via our easy online form or call our office at (631) 581-7978 to schedule an appointment to review your business, auto, boat, or homeowners insurance.

Our agency is located in East Islip, but we serve many Long Island communities. You may choose to contact an independent agent via our easy online form or call our office at (631) 581-7978 to schedule an appointment to review your business, auto, boat, or homeowners insurance.

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