Trusted Independent Insurance Agency in Long Island, NY

Providing Custom Insurance Solutions Since 1963

Backed by three generations of local experience, the James F. Sutton Agency has been providing thoughtful and reliable insurance solutions since 1963. We tailor home, auto, business, and life insurance coverage to protect what matters most. As an independent insurance agency in Long Island, NY, our strong commitment to our clients and decades of industry experience guide us in delivering exceptional service.

About Us

Our independent insurance agency is not limited to a single insurance carrier’s offerings. We curate options from the different top-rated insurance companies we represent in Long Island, NY, ensuring you receive the perfect blend of value, protection, and peace of mind without compromise. Whether you’re safeguarding a legacy or just beginning your journey, our family is here to help protect yours — with the kind of service only 60 years of dedication can deliver.

Insurance Options

Business Insurance

We offer business insurance solutions tailored to safeguard your operations, assets, and people against the unexpected. With access to top-rated carriers, we deliver smart protection with the service and insight your business deserves. Our independent insurance agency offers a wide range of business insurance options, such as:

General Liability Insurance
Workers’ Compensation Insurance
Commercial Property Insurance
Cyber Liability Insurance
Professional Liability Insurance
Business Interruption Insurance Coverage
Commercial Auto Insurance
Directors and Officers (D&O) Insurance
Employment Practices Liability Insurance (EPLI)
Group Benefits Insurance

Personal Insurance

For over 60 years, families have trusted our independent insurance agents in Long Island, NY, to help protect what matters most. We offer a full range of personal insurance solutions designed to fit your life with clarity and care so your lifestyle is protected, no matter where it takes you. By combining coverage options and partnering with top-rated carriers, we deliver the following insurance solutions with premium protection at competitive prices:

Home Insurance
Auto Insurance
Umbrella Insurance
Valuable Property Insurance
Boat Insurance
ATV Insurance
Golf Cart Insurance
Personal Watercraft Insurance
Recreational Vehicle Insurance

Life Insurance

Life is unpredictable—but your peace of mind shouldn’t be. Protect your legacy, plan for the future, and give your loved ones the stability they deserve with the help of our independent insurance agency. We are dedicated to guiding you toward making well-informed decisions with clarity and confidence regarding the following life insurance solutions to ensure financial security for the people you love:

Term Insurance Coverage
Whole Life Insurance
Custom Insurance Plans Designed to Support Your Long-Term Goals