Taking Simple Steps Today Can Limit the Damage Caused By a Hurricane

Category: Personal Insurance

We all remember the tragic events of just last summer; hurricane Sandy devastated homes and businesses throughout the East Coast.

While many of us are still reeling from, or repairing, damage caused by Sandy, we have to look forward to what this summer may bring, and take steps to prepare for another hurricane season.

Fortunately, there are many steps we can take today that can make dealing with the event of a hurricane or severe hail and windstorm a bit more manageable. These steps include:

• Creating an emergency kit: Hurricane, hail and wind storm preparedness begins in the home, and should start with the creation of an emergency kit that can be easily accessed by all members of the family. Your emergency kit should include essential supplies, including food and water, prescription medication, a flashlight and batteries, an emergency radio and a medical kit.
• Drafting a safety plan: Taking shelter during a hurricane or severe storm is vital. Pick out the safest place to take shelter in the event that you are unable to evacuate your home. Make sure every family member knows where to go and what to do in the event of a storm, and practice taking shelter on a regular basis.
• Battening down the hatches: While the power of a hurricane is extraordinary, you can take steps to limit the potential hazards within your home. Board up your windows, secure loose shutters or awnings and be aware of furniture or appliances that may tip over during a storm. These steps can reduce the chances of flying debris within your home.
• Review your insurance coverage: Far too many home and business owners were without the proper insurance protection to address the damage caused by Sandy. Now is a key time to review your homeowners insurance; be sure that your policy covers the damage often caused by a hurricane, including flooding. If you do not carry the proper coverage, contact your agent to discuss available policy options.

Have Other Hurricane Preparedness Tips? Share Them with Your Neighbors.
Hurricane Sandy taught Long Island home and business owners a great deal. Did you suffer damage that could have been avoided with advanced preparation? Did you take other measures to prepare for Sandy’s arrival?

Share your experience or your ideas with your Long Island neighbors by posting in the comments section below.

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